These terms are an agreement between you and Ginicci (“we”, “us”) for your use of Northstar, including our website, AI agents and paid plans (the “Service”). By creating an account, checking the agreement box or using the Service, you accept these terms.
1. Your account
- You must be at least 18 and give accurate sign-up details.
- You're responsible for keeping your password safe and for all activity on your account.
- One person per account. Don't share, resell or transfer your account.
2. Plans, trials and billing
- Paid plans are subscriptions billed in advance, monthly or yearly, and renew automatically until you cancel.
- Free trials are for first-time subscribers. If you don't cancel before the trial ends, your paid plan starts and your payment method is charged.
- Payments are processed by Stripe. We never see or store your full card details.
- Each plan includes the agents and monthly task allowance shown on our pricing page. Unused tasks don't roll over.
- We may change prices with at least 30 days' notice. Changes apply from your next renewal.
3. Cancellations and refunds
You can cancel anytime from your account page. Refunds follow our Refund Policy, which is part of these terms.
4. AI answers are information, not professional advice
Northstar agents generate answers automatically and can be wrong or out of date. Answers about investing, stocks, crypto, money, taxes, legal or career topics are general information only, not financial, investment, tax or legal advice. Check important decisions with a qualified professional. You are responsible for how you use the answers.
5. Acceptable use
- Don't use the Service for anything illegal, harmful, fraudulent or abusive.
- Don't try to get around plan limits, security measures or other people's accounts.
- Don't overload, scrape or reverse-engineer the Service.
We may suspend or close accounts that break these rules, without a refund.
6. Records we keep
To run the Service, prevent fraud and resolve billing questions or payment disputes, we keep records of your sign-up, your agreement to these terms (with date, time, IP address and browser), your sign-ins, your plan and payments, and each agent task you run (date, time and which agent). We don't store the text of your conversations. You agree we may share these records with our payment processor, your bank or card issuer if you dispute a charge.
7. Your content and our Service
You keep ownership of what you type and of the answers you receive, to the extent the law allows. We own the Service, our brand and our software.
8. Disclaimers and limits on liability
The Service is provided “as is” and “as available”. To the fullest extent the law allows, we aren't liable for indirect or consequential losses, lost profits or losses from decisions you make based on AI answers. Our total liability is limited to the amount you paid us in the 12 months before the claim.
9. Changes to these terms
We may update these terms. If a change is significant, we'll ask you to agree again before you keep using the Service.
10. Contact
Questions? Reply to any receipt or billing email you've received from us and we'll get back to you.